First Time Home Buyer Programs In Wisconsin
Mortgage Loan Programs Available in 2015


"We sincerely appreciate all of your help with our mortgage Josh.  Thank you for taking the time to answer all of our questions and explaining each step to help us feel comfortable with the process.  Your responsiveness and great attitude will keep us coming back to you for future business as well as recommend you to family and friends.  You've made the entire process of buying a home so easy for us to handle, and that's invaluable!"
Melanie & Kyle K.

Rural Housing Home Loan Program

One of the only true no down payment mortgage loans still available for home buyers in Wisconsin.  This program does not require a down payment and you are also allowed to finance the closing costs into the loan.  So, you can really buy a home with little out of pocket!  Learn more at Rural Housing Home Loans

FHA Home Loan Program

One of the oldest, but most popular, mortgage program for first time home buyers.  It only requires a 3.5% down payment and this down payment doesn't have to come from you.  It can be gifted from a variety of sources.  Along with low fixed interest rates, it's no wonder why this program is one of the most popular with first time home buyers.  Learn more at FHA Home Loans

VA Home Loan Program

This is the other true no down payment mortgage loan still available today.  You or your spouse has to active or a veteran of the military in order to qualify.  Low fixed rates with no money down is a great combination.  Learn more at VA Home Loans

Conventional Home Loan Program

This is a conventional mortgage program perfect for first time home buyers, since the minimum down payment is 3% of the purchase price.  Since it's a conventional program you will get a lower interest rate and a lower PMI payment.  Learn more at Conventional Home Loans

WHEDA Home Loan Program

This program only requires home buyers to have a 3% down payment.  Besides a no down payment program, the WHEDA home loan requires the smallest down payment of all first time home buyer programs.  Learn more at WHEDA Home Loans

The information provided above is for informational purposes only and should in no way be considered legal advice or a guarantee of loan approval. FHA (or USDA for that page) is a government-sponsored loan subject to borrower and property eligibility and other program guidelines