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The Importance Of A Pre-Approval Letter
Today's real estate market demands that a person looking to buy a home must have a mortgage pre-approval letter.
In the recent years, lenders have tightened the guidelines when it comes to a mortgage pre-approval. Even if you have great credit, a good down payment, and stable employment history, you still need to take the time to get a pre-approval letter.
The owners and real estate agents that are trying to sell the homes know this, so they expect a buyer to have a pre-approval letter, before making an offer to purchase. If you don't have a pre-approval letter, they will not consider you a serious buyer.
Also, if you look to use a real estate agent to help find a home for you, one of the first questions they will ask is if you have been pre-approved already. Don't skip this important step, when it only takes a few minutes to apply.
Our pre-approval letters are trusted by sellers and real estate agents. I can have your pre-approval finished within 24 hours, sometimes the same day. No obligations with a pre-approval.
My secure online mortgage application is very easy to fill out and you can come back at anytime if you don't have the information we need to complete your pre-approval.
Here is a direct link to the online pre-approval application:
Online Mortgage Application
If you are not comfortable with an online pre-approval application, that's ok! Feel free to call me at the office directly, (414) 305-1844, and we can go over the application and questions on the phone.
Feel free to ask any questions or concerns you may have.
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