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No Down Payment Home Loans

Wisconsin Home Buyers

There are a few no down payment home loan options. These are great options for someone looking to buy a home with no money out of pocket for the down payment. There are three options to choose from and each have their own benefits.

Home buyers in Wisconsin can buy a home with no money down.

Rural Housing Home Loan Program

If you find a home in a rural area and your adjusted annual gross income doesn’t exceed the moderate income limits for the area, you can qualify for a rural housing mortgage loan. No down payment is allowed with this loan program.

Learn more about the Rural Housing Home Loan

VA Home Loan Program

Whether you or your spouse are currently in active duty or a military veteran, you can be eligible to obtain a VA mortgage loan. No down payment is required with this loan program. A VA loan has many benefits for military personal, that is should be taken advantage of.

Learn more about the VA Home Loan

WHEDA Home Loan Program

The WHEDA program allows you finance the down payment when buying a home. This is a true no down payment program, where you finance 97% with the first mortgage and 3% as a second home loan. This program does not have a restricted area where the home needs to be located.

Learn more about the WHEDA Home Loan

Working with Waterstone Mortgage

  • We put YOU first.
  • Waterstone Mortgage offers some of the most competitive rates in the Nation!
  • Fast and efficient, we close most of our loans in 30 days or less.
  • We offer a variety of loans. Waterstone Mortgage will find you the loan that is right for you!!!
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