The Importance Of A Pre-Qualification Letter

Today’s real estate market demands that a person looking to buy a home must have a mortgage pre-qualification letter.

In the recent years, lenders have tightened the guidelines when it comes to a mortgage approval. Even if you have great credit, a good down payment, and stable employment history, you still need to take the time to get a pre-qualification letter.

The owners and real estate agents that are trying to sell the homes know this, so they expect a buyer to have a pre-qualification letter, before making an offer to purchase. If you don’t have a pre-qualification letter, they may not consider you a serious buyer.

Also, if you look to use a real estate agent to help find a home for you, one of the first questions they will ask is if you have been pre-qualified already. Don’t skip this important step, when it only takes a few minutes to apply.

Our pre-qualification letters are trusted by sellers and real estate agents. We do not require an application fee and you are under no obligations with a pre-qualification.

My secure online mortgage application is very easy to fill out and you can come back at anytime if you don’t have the information we need to complete your pre-qualification.

Why Should You Get Pre-Qualified with Waterstone Mortgage ?

• We put YOU first.

• Waterstone Mortgage offers some of the most competitive rates in the Nation!

• Fast and efficient, we close most of our loans in 30 days or less.

• We offer a variety of loans. Waterstone Mortgage will find you the loan that is right for you!!!